What is Visa Checkout?

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Shopping on your smartphone can be convenient, but, unless you're using a service like PayPal, cramming your credit card number into a digital keyboard can become cumbersome. Visa is looking to provide its own instant-buy option with its new Visa Checkout service, which aims to speed up online payments on both your phone and PC. If you want to make impulse purchases even easier or don't like PayPal, here's what you need to know about Visa Checkout.

How does Visa Checkout work?

If you've used digital wallet services like PayPal, you'll be familiar with the setup process for Visa Checkout. After setting up an account (your old V.me Visa account will work with checkout), you can register any debit or credit card for instant access. Once you're on a website that supports Visa Checkout, you simply tap or click the Visa Checkout logo in order to pay for your products instantly. 

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Do I need a Visa card to use Visa Checkout?

Nope. Visa Checkout works with any major credit or debit card. 

What devices does Visa Checkout work on?

Visa Checkout works on just about any device that can access the web, so you can use it on your smartphone, tablet or computer. 

How secure is Visa Checkout?

According to the service's official FAQ, Visa uses industry standard encryption and multilayer authentication to protect your data. 

What stores support Visa Checkout?

As a new service, Visa Checkout's store selection is small, but there are a few big retailers on the list. You can currently use Visa Checkout online at Neiman Marcus, Plndr, Telefora, Rakuten, Petco, Wine Enthusiast, Beyond the Rack, Kazbah, Karma Loop and Cymax. Visa claims that more shops will be joining the roster each month.

How is Visa Checkout different from PayPal?

Visa Checkout and PayPal function very similarly, though Visa Checkout is only used for making purchases while PayPal is a fully-featured service that also lets you pay friends and transfer money between accounts.

Visa Checkout doesn't have nearly the amount of supported stores that PayPal does, but there's a slight convenience benefit to using the service. While clicking the "Check out with PayPal" option on most online stores redirects you to a separate login page, selecting the Visa Checkout icon simply brings up a pop-up window that allows you to stay on the checkout page. 



Author Bio
Michael Andronico
Michael Andronico, Editor
A devout gamer and tech enthusiast, Mike Andronico joined the Laptop team in July 2013. With a B.A. in Journalism from Purchase College and experience at GameNGuide, Examiner and 2D-X, Mike tackles everything from iPhone rumors to in-depth hardware reviews.
Michael Andronico, Editor on
Add a comment
  • Leola Slemons Says:

    I want to delete visa checkout how do I do that?

  • minder Says:

    You are not left with options paying optus,the old system worked fine and if it aint broken dont fix it and where does all that information end up? especially if you are a multi card holder and every transaction data used and passed to others?Visa checkout is a big no from me, paypal lives its less invasive.

  • Cynthia Dorrough Says:

    In addition to the danger of potential of data breaches, I'm wondering how the financial institution is benefiting from the information. Given that it can include credit and debit cards from multiple banks and stores, I suspect that they could be making a significant profit by selling this data to market research companies at our expense. They haven't said that they were NOT doing it which makes me suspect that they are. If that is the case, I think it is devious that they would not disclose it and outrageous for them to charge us a fee for each transaction.

  • JamesA Says:

    Hey...just made my first transaction and got charged $1.00 fee....what's up with that?

  • Nancy Sebry Says:

    Does this work in Canada? I see it advertised in TV. Just wondering.
    Thank you.

  • Joseph B. Cassidy, III Says:

    I'm seeing this service for the first time, but there is not a whole lot about it to convince me that it's a service that would want to venture into. Also, unless you actually sign up for the service, you don't have access to a telephone number to contact anyone directly, concerning the service. Because of the lack of information, I would not want to venture in. In this age of constant data breaches constantly cropping up, without supporting details, I would consider this a high-risk, and therefore the old saying, "let the buyer beware".

  • Eric Johnson Says:

    Visa Checkout is available in so few sites, that I have forgotten my credentials. They advertise so much that you would think they would be everywhere. PayPal is still king. I shop a lot and have yet to see Visa Checkout as an option.

  • alam Says:

    i need visa

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